Superior ANV Media & Entertainment Liability Coverage

Media liability exposures are a concern for both traditional media and non-traditional businesses. As online, web-based digital platforms continue to grow and replace traditional media outlets, more companies increasingly have the ability to create content.  

ANV’s Media and Liability coverage is a comprehensive, state-of-the-art policy covering all Professional Liability exposures with one carrier, including enterprise-wide Cyber coverage with first and third-party enhancements. This product is the newest on the market, designed by experienced industry thought leaders who have created, developed and expanded Media and Film liability products for decades.  

Media and Entertainment Liability Coverage Types

Media and Film Liability Coverage

• Occurrence Form with a Claims Made option available
• Personal Injury Torts – defamation, invasion of privacy, misappropriation 
• Copyright and Trademark 
• Contextual E&O Cover, including Contingent BI/PD 
• Declaratory Judgment Actions 
• Automatic Coverage for Fair Use 
• Subpoena Defense and Free Expression Legal Action Expense/Indecency Complaint Investigation Expense 
• Mitigation Expense Coverage 
• Defense Outside the Limit  Option Available 

Professional & Technology Services

• Negligent acts, errors or omissions 
• Expanded definition of professional services 

Cyber Liability

• Cyber Event
• Ransom Payment
• Business Interruption 
• Business Interruption from Suppliers
• Cyber Deception
• Bricking
• Reputation Harm 
• Cryptojacking 
• Privacy Regulatory Fines and Penalties  
• Data and System Recovery
• Proof of Loss
• Privacy and Network Security
• Payment Card

Other Highlights

• Wholesale only 
• $5M limits available – Primary/Excess 
• Punitive damages with the most favorable venue 
• Worldwide Coverage 
• Duty to Defend

Target Risks

• Ad Agencies – Advertisers – PR/Marketing Firms – Influencers  
• Broadcasters – Radio – TV – Cable – Networks – Satellite Distribution  
• Film Producers – Distributors – A&D – Libraries – Movies – Reality  
• Websites – Internet – Online – Digital Distribution – Live Streaming –  Social News Aggregation – Bloggers – Podcasts – YouTube Channels – Virtual Reality 
• Publishers – Books – Magazines – Newspapers – Authors 
• Personal Appearances – Photographers 
• Multimedia Companies with all types of Media exposures and content  
• Unique, one-of-a-kind risks